The short answer is “Yes.” You can forgo a full home inspection and solely get a standalone 4-point inspection which will help your insurance company determine the insurability of the property and in many cases will allow you to obtain insurance on the property. However, we would highly urge against this practice. A 4-point inspection is not an in-depth inspection of the home’s 4 major systems, and is more of a high level documentation of basic information and photos of those systems, which the insurance carrier uses to determine risk and insurability of the property. The full home inspection, on the other hand, is far more detailed and comprehensive and the benefits of the service usually far outweigh the costs. If you’re purchasing you’re home without a full home inspection, you are taking on substantial risk.